Buyer's Guide

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Congratulations! You’ve decided to buy a home in one of the fastest growing areas in America! Whether you’re raising a family, employed in Houston’s premier Energy Corridor, or ready to retire, the west Houston suburbs are a great place to relax and enjoy life. Carrie Farmer of Carrie Farmer Group has spent a lifetime here. She’ll make sure you find the perfect home. 

Some things to think about as you head out on your home buying adventure:

  1. Get Your Finances in Order – You’re entitled to one free credit report a year. Errors on these reports are not uncommon. Check your credit early, so you have time to fix any problems and bring your score up if necessary before purchasing a home.

  2. Get Pre-Qualified and Pre-Approved – Finding the right loan and lender is crucial. While it’s up to you to determine which lender is best for your particular needs, Carrie Farmer Group is always happy to provide a preferred list of reputable lenders. Meet with your lender and get pre-qualified. This simply means understanding how much you can pay for a home. Then take the next step and get pre-approved. With pre-approval, you actually apply for a mortgage and receive a commitment in writing from the lender. For obvious reasons, most sellers are more receptive to potential buyers who have been pre-approved!

  3. Determine Your Wants and Needs – These are the items you must have (the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.), and your wishes, things you would like to have (pool, den, etc.) but that are not absolutely necessary. With these items in mind, Carrie Farmer Group can narrow down your potential home list, making finding the home of your dreams easier than you had ever imagined!

  4. Representation by a Professional: Hire your own real estate agent, one who is working for you, the buyer, not the seller. Carrie Farmer Group works exclusively in Katy, Cypress, Richmond, Fulshear and Houston. Make sure your agent knows and understands the area where you are looking for a home!

  5. Be Objective – It can be tough, but when it comes to selecting a home you need to think with your head and not your heart. Don’t make a hurried decision that you may regret later. Talk through the pros and cons with your Carrie Farmer Group agent. Make sure the house fits your needs. 

  6. Make an Offer – Making an offer is a numbers game. Carrie Farmer Group will pull median prices for similar homes that have sold recently in the area you have selected, assisting you in making an educated and firm offer. 

  7. Be Thorough – Spend a few extra dollars on a professional inspection. Carrie Farmer Group’s list of preferred reputable vendors includes professional home inspectors. 

  8. Closing – Also called settlement, closing is the event that transfers ownership of the property to you. Closing often occurs at a title company office, but your Carrie Farmer Group representative is right there with you, guiding you through this final step.

  9. Expect the Unexpected – Every home transaction is different. That’s why Carrie Farmer Group is with you every step of the way, through closing and beyond. You should never feel alone, lost or confused when buying a home. Carrie Farmer Group is always just a phone call or text away!

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Comprehensive Real Estate

Buyer's Guide

Comprehensive Real Estate Buyer's Guide

Learn more about:

  • What kind of Home is Right for You?
  • Why You Need a Buyer’s Agent?
  • Buying a Home: The Basic Steps
  • The Home Buying Process
  • 8 Things NOT to do when Buying a Home
  • Life Cycle of a Real Estate Transaction
  • When to invest in a house
  • Finances and buying a house
  • Applying for a Mortgage Loan
  • The Closing Process
  • Closing on a new house
  • Closing Costs
  • Do You Need Title Insurance?